The MGP Group

Types of Items:

Desktop PCs, Tablets, smart phones, digital cameras, PDAs removable sat nav devices, audio and visual equipment, digital projectors, and other electronic media presentation equipment, and even computerised telephone systems.

Scope of Cover:

  • Damage to static and portable computer equipment worldwide
  • Additional expenditure including re-instatement of data and increased cost of working
  • Virus and hacking cover in respect of loss or damage to computer hardware
  • Full theft cover on computer equipment without forcible violent entry or exit
  • Residual breakdown cover on all other computer equipment
  • Business Interruption cover can also be included, written on a loss of revenue or gross profit basis


Scope of Indemnity:

The insurance will always try to put you back into the same position after the loss as you were before it. Ordinarily that means a replacement model but on a new for old basis. However where the new has improvements over the old you will be asked to make a contribution but only if there is an increase in the replacement price.

There is a minimum £50 excess increased to £100 for portable items.

MGP Also Provide:

  • Risk Management
  • Claims Assistance and Settlements
  • Ancillary General Business Insurance
  • Fire Risk Assessments