Cyber Liability

So much business is now carried out online and across networks, that vital information and web-based applications are increasingly at risk. While loss of business-critical data can be catastrophic, organisations also face regulatory enforcement where privacy and security-related controls are breached.

Unauthorised use of computer networks, identity theft, spyware, phishing and malicious code are some of the risks posed by those with harmful intent. However, operator errors and network outages can be equally disruptive to your business.

Traditional insurance policies rarely cover these types of threat.

Furthermore, changes in regulation and technological advances can quickly render policy wordings obsolete.

We recognise these problems and realise that your needs are specific to your business and industry sector. Our experienced Cyber and IT team understands this market and is designed to work closely with you to ensure that your evolving needs are always met by bespoke policy wordings.

 

As well as particular expertise in:

• Privacy and network security
• First party losses arising from accidental or malicious incidents
• Media liability losses
• Crisis management costs
• Cyber fraud
• Repetitional risk
• Intellectual property rights including patent infringement

 

We have well established connections with innovation in cyber and IT risk control and expert knowledge of the communications and technology sectors.